We all love the idea of being financially secure but getting there’s the trick – and it’s hard. Don’t believe us? Let’s hear it from the experts! The List is reaching out to Business Mogul and Shark Tank Superstar Kevin O’Leary who’s telling us how to grab your financial future by the fins. Check out the video above to see why you shouldn’t be afraid to say no; how to know if you’re wasting your money on “crap”; and why it’s crucial to have the money talk early on in any relationship.