Woman Abandons Health Insurance Due To High Costs

Woman Abandons Health Insurance Due To High Costs

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Jeannie Dickey is an everyday house wife who, like anyone, needs health insurance. But yesterday received a startling letter from Blue Cross Blue Shield of Alabama.

“I was mad. I was really mad,” says Dickey.

It said her premiums are going up. Way up.

“We got a letter two or three months ago from Blue Cross stating that our premiums would not be affected. But now this letter yesterday says because of new changes, that now they’re going to be increasing my premiums.”

Between Jeannie and her husband’s policies, they will see their premiums go from $598 to $969—a whopping 62% hike. And we heard from others on Facebook about this too, saying their deductibles are going up are going by $4,000…premiums up $500 after seeing hardly any increases in the past…and basic premium costs going up $300 but for less coverage than they had before. This is forcing Jeannie and her husband to make a tough decision.

“We’re just going to have to drop insurance. I just don’t think it’s right and I don’t think it’s legal really to force us when I already had my own insurance to begin with.”

We reached out to Blue Cross Blue Shield of Alabama for a comment on how much their customers' premiums could increase, and they said Obamacare's impact on premiums depends on any number of factors including the plan you have, your income, and where you live. They did say some individuals and families may qualify for advance premium tax credits that could lower the amount of premiums they pay for coverage. To be eligible, an individual’s income must not exceed $45,960, and a family of four’s annual income must be less than $94,200. You can find more at AlabamaBlue.com.

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