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By Tiffany Craig Special Assignment Reporter
.
Published: Wed, April 23, 2008 - 6:50 pm
Last Updated: Wednesday, April 23, 2008 - 6:55 pm
Last Updated: Wednesday, April 23, 2008 - 6:55 pm
Tiffany Craig
We're headed to Montgomery next week and will ask a group of our leaders to get the answers you need.
From sky-rocketing premiums to dropped coverage, we've heard from many of our viewers about how the crisis is affecting families.
If you have something to ask, send us an email.
We'll come to your house and shoot video of you asking the question or you can attach a video file in an email.
Put your thinking caps on and roll that camera!
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Why can insurance companies raise the value of your home in order to increase premiums without asking the homeowner first? Adjustments are necessary but my ins. co. gets way overboard like 20% appreciation in one year. I only wish my house would appreciate that much.
How can ins. companies hold homeowner’s hostage with a secret database called the “Comprehensive Loss Underwriting Exchange”? Most people have no idea about this database managed by ChoicePoint and that it holds valuable info about their history of claims. Ins. co. need to educate their customers about how they use this information and how we can access it.
Why can ins. co. make partial payment on claims until the repairs are completed? After Ivan I had to front 50% of the cost for my roof until the repairs were done. This only temps people to not repair their homes, which is not what needs to happen.
It’s hard for us small folks to fight this stuff because of all their lawyers and lobbyists.