Family Fights For Insurance Reform

By Jessica Taloney Reporter
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Help could be on the way for thousands of Gulf Coast residents faced with skyrocketing insurance premiums. Family Fights For Insurance Reform
Published: Tue, February 26, 2008 - 6:42 pm
Jessica Taloney
Jessica Taloney
You can certainly say they are one big happy family, but all of them living under one roof was not something they planned.
"There are seven of us," said Angie Broom. "My mom and dad. My husband and I and our three children."
You first met the Broom family on News Five last September. They were forced to sell their home after they were dropped by their insurance provider.
Like thousands of home owners across the Gulf Coast, Broom and her husband got a letter from Allstate saying because they didn't have an automobile or life insurance policy with the company, their home owner's insurance would not be renewed. They were faced with two choices. Either find another insurer and pay double the premium or pack up and move.
"It was really hard because we thought when we built the house we'd be there pretty much forever. And, then to just have to pack up everything and move and start over," she said.
Now they are all living with Angie's parents, sharing three bedrooms and one full bathroom while they build a new home North of I-10. They're also trying to make sure others don't have to make the same tough decision.
The Broom family will be in Montgomery Wednesday supporting an insurance reform bill introduced by Mobile Senator Ben Brooks. While it's too late to help the Broom's, they hope it will help their neighbors.
"There's still thousands of people live South of Highway 90," she said.
A public hearing on the bill is scheduled for 10 a.m. Wednesday at the State House. Brooks says everyone is invited to attend. You can also leave your comments here wkrg.com and News Five will take them to the lawmakers for you.


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Alfa canceled our home owners insurance. We couldn’t find anyone to insure us so now our mortgage company is going to insure us at triple the price and it won’t cover our furnishings, only the house. My husband and I bought the house I grew up in from my parents 12 years ago. All of the children and grandchildren have lived in this house at one time or another. We were told by Alfa that they were canceling because we live south of I-10 when actually I-10 runs to the East and South of us. Insurance companies are making millions and WE THE PEOPLE no longer have a voice in anything. We are on the verge of losing this home and I have no idea where we will go. Having excellent credit all our lives, we were forced to file bankruptcy a year ago so that will cause a problem in finding a new home and it’s causing a problem for me in finding employment in my field.
I am so glad this family has taken this to the State. I just hope for all of us that it won’t fall on deaf ears.

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we are in the same boat....we live north of I10 ,and our insurance was also cancelled by allstate..
we ahve lived in this house for the past 10 years.nothing fancy,nothing above our means 10 years ago.our interest rate never changed,but now our mortgage almost double from 10 years ago,because of taxes(the last increase was almost double) and our insurance increased from $485 to over $4000..
the american dream of owning a house is just about gone.

what can we do?
everything is going up and up,but our income is not.my husband’s last cost of living raise was a whopping 1 cent raise........what a joke!!!

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